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Secured Loans

This is a loan secured against your property by a legal charge. This allows you to access equity without replacing the current mortgage (this continues as the ‘first charge’ on your property). 

Sometimes it’s advisable to replace your current mortgage and raise funds at the same time, however you may want to raise capital but have substantial early repayment charges (e.g. if you are tied into a deal) which could restrict your plans.... You might have had credit problems that mean moving away from your mortgage lender would mean higher rates or even that you just have a preference not to remortgage These are just some examples of when a secured loan might be an option to consider​

Here at Roberts McBain Mortgage & Finance Ltd we can refer you to several secured loan specialists to help find a suitable way forward for you. **

...Give us a call for a no commitment chat and a free initial consultation to talk through your options

** Mortgage Deals may not be available, and lending is subject to individual circumstances and status

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.


We're happy to answer any questions that you might have, just drop us a line!