Insurance and Protection
Protect your mortgage and financial commitments
It’s hard to assess possible future risks in relation to you finances, especially when our lives are going to plan but none of us know what's around the corner so this is the time for you to make contingency plans to ensure you and your family are adequately protected and your mortgage and financial commitments do not become a problem should the worst happen.
We believe there are two stages in providing sound impartial advice on a mortgage. The first is to make sure that we can arrange a mortgage that best meets their needs, circumstances and budget with the most competitive deal. The second is to make sure that clients are in a position to keep their home should something affect their health or ability to work.
Protecting your finances is a very personal subject and we all assess risk and the importance of protection in different ways, so we are here to ensure that you have a full picture of what cover is available and answer all your questions.
Our families are the most important things to us, and we know everyone is the same. We make sure we don’t scare you with horror stories or ask you to pay too much.
It is important for us to know you have ‘All round peace of mind’ within your own budget. We don’t charge any fees for advising or arranging insurance for clients and are always here to talk through any questions you have.
We give advice on:
- Life Insurance
- Critical Illness Cover
- Income Protection
- Buildings and Contents Insurance
Typically, life insurance plans have no cash in value at any time and cover will cease at the end of the term. If premiums cease, then your cover will lapse.
Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document, if you go ahead with the plan.
LET US HELP YOU
We're happy to answer any questions that you might have, just drop us a line!